Here’s something to know in advance of making purchases online! Just opened a package from a retailer that focuses mainly on teens and young twenty somethings and noticed something to take note of.  Apparently, in order to avoid return shipping for items you don’t like or want, you may take them to the local retail store.  Otherwise, they will subtract a $7.00 fee from the returned merchandise. But that’s not the kicker — apparently for this retailer,...

Having a hard time getting rid of some of that extra memorabilia you’ve been carrying around in life with you?  Cleaning our basement makes me realize a lot of these items are more about the remembering of the times had or the moment given! I’ve read about taking a snapshot of the cherished item in order to memorialize it but still allow for you to pass it along or get rid of it (while retaining the memories).  Might be worth a try, as I try to get back to simpler times,...

If you’re a great at couponing and making deals happen, you may have accumulated an inventory of items.  Come up with a plan for maintaining these items for optimal usage. Consider the following questions to help you decide what to do with them. Do you have extras or excess items? Do you realize you have them? Do you have extras or excess items from a fantastic...

When going to hang something new, before putting a hole through the beautiful wallpaper (I know, it gets outdated, too!), do this instead! Just take a small razor cutter and slice a semi circle over the top of where you’re going to put the nail or screw.  Then gently pull the flap to expose the wall and drive the nail in.  This way, if and when you remove...

Turns out there is a much easier way to put  lights on a tree (one of the ones before they built them in)!  It ocurred to me, as I worked my overly dry hands through the roughy branches back and forth and around, that when stringing them on an artificial tree, it might be best to move up the tree without all the branches on it.  Just the row I would be working...

Psychological Tricks to Help Declutter Think about the space in your home as prime real estate, limited area for design or use.  This can make you more picky in what you choose to keep or how you choose to decorate. Realize how much time you spend cleaning up.  Some of the time you spend cleaning is normal, but when you have too much, you’re often shifting items around the house. Always challenge yourself to fill up a basket, trunk, or bag to take to the local donation...

Want to know which Cash Back site will give you the most bang for your buck?  This site appears to go through an entire list of cashback sites and tells you what the current offerings are! http://www.cashbackholic.com/ Earn cash back from the following sites ...

Check out CardBear.com for a great Gift Card Discount Comparison chart and trending of the various store/restaurant cards from the gift card resellers online!  Get the BEST deal! ...

In today’s day and age, there is so much to read and do online.  I’ll share a few ways I’ve found to either save time or better leverage it. A good Feed Reader (based on feeds).  A feed reader lets you consolidate lists of feeds you enjoy most and organize them in categories that make sense to you.  It also allows you to only pull up new articles since your last check.  Having a feed reader not only installed in your browser or available in a web interface...

Just a reminder to use your health benefits to the best advantage before year end! Here are a few tips: Use up your flexible spending plan contribution before its availability expires (usually year end OR one quarter into the new year for purchases in the calendar year), be sure to check what is valid for reimbursement as these have changed recently Earn points...

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